Sending Money Overseas? Best 12 Apps for International Money Transfers

If you need to send money overseas, traditional methods like wire transfers or sending a check can be slow and expensive. Luckily, there are now several websites/apps available that make international money transfers simple and affordable. In this article, we will take a look at the best apps for international money transfers and their features.

Wire transfers date back to the 19th century. Firstly, Western Union used their telegraph network to send wire transfers as early as the 1870s. Since then, technology has been updated to make international money transfers faster and more secure. With the advent of the internet, we now have the ability to send money around the world in a matter of minutes. New websites and apps make it easier and more affordable than ever before to transfer money internationally.

These services usually use the latest technologies to provide fast transfers, often in less than a day, and they typically have much lower fees than traditional methods. They also offer more options for currency exchange, which can help to ensure that the recipient receives the right amount of money. Don’t worry, you don’t need to be a math whiz to use these apps – they’ll do all the hard work for you!

Best international money transfer apps.

Sending money overseas can be challenging; however, international money transfer apps make the process easier and more convenient. If you would like to transfer money internationally, you should consider comparing these apps based on your specific needs, in order to choose the one that suits you best. Here are some of the top international money transfer apps available on the market that offer a seamless experience:

Please be sure not to miss the buttons we have inserted below each platform in order for you to make your first transfer as cost-effective as possible. From commission discounts to free transfers, we offer many deals. Who said the money couldn’t buy happiness? Get your free transfer and you’ll be the happiest person ever :)


Transfergo Logo

TransferGO is a popular app for international money transfers that boasts easy use and fast transfer times. The app offers competitive rates, with no hidden fees and allows users to track their transfers conveniently. With over 60 countries supported on their platform and over 1 million people already using them, TransferGO has established itself as one of the most reliable apps for international money transfers.

TransferGO’s instant bank-to-bank transfers make it an attractive option for those looking to quickly send money overseas without traditional methods like wire transfers which often take longer. Another benefit of this application is that if your transfer is not urgent, you may be able to do it for free. There is also a “free” option in the transfer options, but the process might take up to a week. If you want to send money without commission, this is the app for you. 

It also offers multiple payment options including debit cards, credit cards or bank transfers, giving its users the flexibility to choose their preferred method of payment.

If you want to make your first transfer on TransferGO for free, you can use our promo code “BudgetFitter” when you are asked to enter a promo code. Additionally, this code will give you an additional £20 gift when you complete a money transfer using this code. What a great deal that is!


Wise New Logo

Wise (Formerly Transferwise) is a popular app for international money transfers that offers a quick and easy way to send money abroad. With low fees and competitive exchange rates, Wise has become a go-to option for anyone looking to transfer funds internationally. The app also allows you to store multiple currencies and switch between them as needed. This makes it an ideal choice for frequent travellers or anyone who needs to make regular payments overseas.

Furthermore, it has evolved into an international online banking application as well. In other words, Wise enables you to open a corporate or individual bank account in hundreds of different currencies. With its user-friendly interface and strong security features, Wise provides a reliable and convenient way to manage your global finances.

To send money via Wise, all you need to do is enter the amount you want to send and the currency you want to send it in. The app will then convert the amount from one currency to the other, and then send it to the recipient. It also provides access to multiple payment methods, so you can always be sure that your money is sent securely.

The following buttons are also available to you if you would like to make your first Wise transfer with us free of charge up to £500.


Moneygram Logo

Moneygram is a popular app for international money transfers, providing services to over 200 countries and territories worldwide. With Moneygram, you can easily transfer money online or via their mobile app from the comfort of your own home. They offer a variety of payment and delivery options, including bank account deposits, cash pick-up locations, and even home delivery in some areas.

Additionally, Moneygram offers competitive exchange rates and low transfer fees to make sure your money reaches as far as possible. If you need to send money overseas quickly and securely, Moneygram may be one of the right apps for you.


Remitly Logo

Remitly is a popular app for international money transfers with a focus on speed and security. With this app, you can quickly send money to over 50 countries worldwide. Remitly has competitive exchange rates and transparent fees that are displayed upfront before you make your transfer. You can also use Remitly for mobile airtime top-ups and bill payments in some countries.

The app is easy to use with a simple interface, and you can track your transfer status and receive updates through push notifications. Plus, Remitly offers a 100% satisfaction guarantee, ensuring that your money is safe while being transferred quickly to the recipient.

The following link will allow you to get £15 when you transfer £100 for your international money transfer with Remitly.

Ria Money Transfer

Ria Money Transfer Logo

If you’re looking for a reliable and affordable way to transfer money internationally, Ria Money Transfer might just be the app for you. With over 400,000 locations in more than 160 countries worldwide, Ria has a wide network that makes sending and receiving money easy and convenient.

The app offers competitive exchange rates and low fees, making it a cost-effective option for international money transfers. Plus, with its user-friendly interface and fast transaction times, it’s also incredibly easy to use. Whether you need to send money to family members abroad or pay for goods or services in another country, Ria Money Transfer is definitely worth considering as your go-to app for international transactions.


Worldremit Logo

WorldRemit is a leading global digital remittance service that provides secure, fast and low-cost international money transfers to over 150 destinations worldwide. Users can quickly and conveniently send both bank deposits and cash pickups within minutes, making it the perfect app for cross-border payments.

WorldRemit also offers localized pricing and payment methods in more than 50 countries, allowing users to browse through rates and fees before selecting the best option for their specific transfer needs. Additionally, users can set up repeating payments and track the status of their money with ease thanks to the clear and straightforward mobile app interface.

WorldRemit also offers top-notch customer service with local, knowledgeable personnel available via phone, email or live chat in over 15 different languages. The app is also highly secure and utilizes two-factor authentication for all transfers. WorldRemit is a great choice for anyone looking for an easy, reliable way to transfer money internationally without the high fees sometimes associated with traditional banks and other providers.


Paysend Logo

Paysend is a convenient option for international money transfers, providing quick and easy transactions with low fees. Their app allows users to send money to bank accounts or cards in over 80 countries, with competitive exchange rates and no hidden fees.

Paysend also offers instant payments and the ability to cancel transfers if needed. With a user-friendly interface and excellent customer service, Paysend can be a good choice for those looking to transfer money internationally.

Paysend is offering you the chance to send a money transfer for free by using our invite code “01blva“.

Xe Money Transfer

Xe Money Transfer Logo

Xe Money Transfer is a great app for those who need to transfer money internationally. The app is based in the UK, but allows users to send money to more than 200 countries and keep track of transactions with speed and accuracy.

By using the app, users can get competitive exchange rates, secure transfers, and use their existing bank account or card. Plus, payments are received directly in local currency so there’s no need to worry about conversion fees. With Xe Money Transfer, you can transfer funds quickly without any hassles or hidden costs.

Xe Money Transfer works in partnership with many banks and payment providers, allowing users to send money for free and easily make payments between different currencies. Plus, the app provides convenient tracking and access to real-time exchange rates.

With simple registration, users can easily set up and use this app for international transfers. It also offers customers a secure platform with fast processing speeds. And if you ever have any questions about using Xe Money Transfer, customer service representatives are available 24/7 to help with account inquiries.

Paypal Xoom

Paypal Logo

Paypal Xoom is an ideal app for international money transfers, allowing you to send and receive money in different currencies quickly and easily. This app offers competitive exchange rates and low fees for transactions, making it an affordable option. Another benefit of Paypal Xoom is the ability to track your transfers in real time, giving you peace of mind that your money is on its way.

Additionally, the app has a user-friendly interface that makes it easy to navigate and use. Whether you need to pay bills or send money to family abroad, Paypal Xoom is a reliable choice for international money transfers.


Revolut Logo

Revolut, one of the digital banking apps, also has a feature whereby you can transfer international money within the app. They aim to make international money transfers as easy and cost-effective as possible.

With this app, you can send and receive money in 28 different currencies at the interbank exchange rate, which is the same rate banks use when trading between themselves. Overall, Revolut is an ideal option for travellers or anyone needing to transfer overseas funds seamlessly and efficiently.

You can use our Revolut invite code that you can use when creating an account: “fatih1i9“.


SWIFT stands for Society for Worldwide Interbank Financial Telecommunications. It’s a messaging network that financial institutions use to securely send and receive information about financial transactions. With SWIFT, you can send money around the world quickly and easily in various currencies.

The most impressive part about SWIFT is that it’s widely recognized by banks globally, which makes it easy to transfer money internationally without any complications. All you need is the recipient’s bank account number or IBAN, their SWIFT code (a unique identifier for their bank), and the amount you want to send. With just a few clicks, your funds will be transferred securely across borders.

However, one of the drawbacks of SWIFT is that it can be slow compared to other options and its fees are very high. We bet, if you’re sending money to someone in an emergency, you don’t want to wait a few days for the funds to clear. Additionally, SWIFT is not available in all countries, so you may not be able to use it in certain situations.

Western Union

Western Union is a widely recognized money transfer service with a history spanning over 150 years. It’s a convenient app for international money transfers with agents located in more than 200 countries and territories. With Western Union, you can transfer funds from your bank account directly to the recipient’s bank account, or choose cash pickup or mobile wallet options.

The app is user-friendly, available in multiple languages, and allows you to track your transfer status in real time. Additionally, Western Union offers competitive exchange rates and provides transparent fees before finalizing your transaction.

There are a few drawbacks to using Western Union to send money. First, Western Union typically has high fees, and these fees are not always transparent. Additionally, the exchange rate offered by Western Union may not be as competitive as some other money transfer services.

Why use International Money Transfer Apps?

Sending money overseas can be challenging; however, international money transfer apps are a fast and convenient way to send money across borders. They offer secure transactions, competitive exchange rates, and low fees compared to traditional methods. With so many options available out there, you should no longer be intimidated by the task.

These apps also provide the convenience of being able to initiate transactions from your mobile device anywhere, anytime. Plus, they often have multiple payment options such as bank transfers or credit card payments. Overall, using an international money transfer app can save you time and money while ensuring that your funds arrive safely and securely at their destination.

Factors to consider before choosing a money transfer app.

Before choosing an app for international money transfers, there are several factors you should consider. Firstly, it’s a must to check if the app is available in the country to which you want to send money. Next, compare fees and exchange rates across different apps to ensure that you’re getting the most reasonable deal. Make sure to also check if the app offers customer support in case of any issues with your transaction.

Additionally, look for an app that offers multiple payment options and has a user-friendly interface for ease of use. Lastly, always ensure that the app provides secure transactions by reviewing its security features and reviews from other users. By considering these factors before choosing an international money transfer app, you can make a confident decision and have a hassle-free experience sending money overseas.

Pros and cons of using online international money transfer apps.

There are many advantages to using online international money transfer apps, one of which is that they offer the convenience of transferring money from the comfort of your home. You can avoid the long lines and delays associated with traditional bank transfers. Additionally, some apps have a lower fee structure for sending money overseas.

Another advantage is that most apps have tracking features that allow you to monitor your transfer status in real time. However, there are also some drawbacks to consider. Some transfer limits may be imposed by certain countries or financial institutions, and rates could change without notice due to market fluctuations. It’s vital to read the terms and conditions carefully before deciding which app to use for your international money transfer needs.

Final Verdict: The best money transfer app for you.

As there are a variety of factors that are taken into account when selecting the best international money transfer app for you, it’s important to choose one that meets your specific needs. Some people prefer the convenience of using crypto money applications for their money transfers, but owing to some countries’ attitudes towards crypto money, this can sometimes pose a problem.

For low transfer fees, Wise is generally a solid option. This is because they offer transparency in their fee structure so that you have an idea of what costs to expect upfront. If you prefer an app with additional features and higher transaction limits, then TransferGo is worth considering. Remitly is another popular choice among users who prioritize security and reliability above all else.

Ultimately, the best international money transfer app for you depends on your individual priorities such as cost, convenience, or the reliability of the service provider. Be sure to carefully evaluate each app based on these factors before making a decision.

Deals of International Money Transfers Apps

Xe Money Transfer Logo
Sending international business payments or sending money to family overseas? Xe are your fast and simple solution @ Xe Money Transfer
65% Off Of Money Off Your Transferring Fee @ Moneygram: International Money Transfer App
65% off of money off your transferring fee @ Moneygram: International Money Transfer App
Valid until March 31, 2023
50% Off Of Money Transfer Fees For New Customers @ Moneygram: International Money Transfer App
50% off of money transfer fees for new customers @ Moneygram: International Money Transfer App
Valid until March 31, 2023
A World At Your Fingertips Ria Money Transfer Is The Safe, Fast Way To Send Money To 165+ Countries. Enjoy Great Rates And Low Fees.
A world at your fingertips Ria Money Transfer is the safe, fast way to send money to 165+ countries. Enjoy great rates and low fees.
Use The Referral Link When You Sign Up For A Fee-Free Money Transfer Of Up To £500 On Wise Copy and Paste to your browser
Use the referral link when you sign up for a fee-free money transfer of up to £500 on Wise
Get A £10 Discount On Your First Transfer From The Uk With The Offer Code On Remitly
Get a £10 discount on your first transfer from the UK with the offer code on Remitly

Get a £10 discount towards your first transfer from the UK when you send...Show More

Get a £10 discount towards your first transfer from the UK when you send at least £200 with the offer code "REWARDFORCES". New customers only. One per customer. Limited time offer.

Show Less
Valid until February 1, 2023
Earn £20 When Your Make Your First International Money Transfer On Transfergo With This Promo Code
Earn £20 when your make your first international money transfer on TransferGo with this promo code
Money For Here, There And Everywhere! 175 Countries. 50 Currencies. Get The Account Built To Save You Money Round The World On Wise
Money for here, there and everywhere! 175 countries. 50 currencies. Get the account built to save you money round the world on Wise
Collect 6,000 Bonus British Airways Avios When You Apply The American Express Credit Card 💳
Collect 6,000 bonus British Airways Avios when you apply the American Express credit card 💳

Collect 6,000 bonus Avios for being invited to American Express, when you...Show More

Collect 6,000 bonus Avios for being invited to American Express, when you spend £1,000 on your Card within the first 3 months of Card membership

Show Less
Sign Up For A Jeton Wallet Account, Which Is A Single Account For All Your Payments
Sign up for a Jeton Wallet account, which is a single account for all your payments
Use This Invite Code To Get Your First Money Transfer For Free Using The Paysend App
Use this invite code to get your first money transfer for free using the Paysend app
Get £15 When You Send £100 For Your International Money Transfer With Remitly
Get £15 when you send £100 for your international money transfer with Remitly

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Fatih Ozdemir
Fatih Ozdemir

UI/UX Designer, WordPress/Shopify Developer and Digital Marketing Expert 👨🏻‍💻 🚀 Fan of #Eurovision 🇬🇧 Founder of FozDigital, BudgetFitter and Kuponigo.

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